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Term Life Insurance

• Affordable coverage 
• For a specific period of time (usually 10,15,20,30 years). 
• The downfalls: once the term end the policy expires and
  
• It does not build cash value

Whole Life Insurance

• A Whole Life policy offers you permanent protection for the life of the policy
• Builds cash value
• Living benefits
• Tax free payouts

Medicare Advantage

Private companies that offer MA Plans must

follow the rules set by Medicare. 

• Stay in the network to lower your cost
• choose a health care provider who participates in your plans network and service area
• protect yourself from unexpected cost
• Some plans offer out-of-network coverage